First Security State Bank has designed each account and service with you, the customer in mind. However, we understand that each customer is different; therefore, we have many accounts to choose from. We are sure you will find the account that fits your needs.
Our Advantage Checking account is designed for individuals who want the most out of their checking account. Advantage Checking provides all the benefits of a checking account with the added security of LifeLock and so much more.
So Much More
Advantage Checking is so much more than a checking account, click here to learn more!
Benefits
No Minimum Balance Required
Regardless of your balance, your regular checking account will not receive any additional monthly service charge. You pay the same amount every month ($9.00).
Unlimited Check Writing
As a member of Advantage Checking, you may write as many checks as you want at no additional charge.
Personalized Checks
Our standard basic checks will be provided to you at no charge designating you as an Advantage Checking member.
Safe Deposit Box Credit
As an Advantage Checking member, you will receive a 10% discount on any size safe deposit box depending upon availability.
Cashier's Checks
When you need a cashier's check, just ask us. We'll issue up to 3 per month at no charge if you're a member of Advantage Checking. Some restrictions may apply.
CONVENIENCE SERVICE
Online Banking
Bill Pay
24 Hour Banking by Phone
CheckCard
INTEREST BENEFIT
Earns NOW Interest Rate
Variable rate of interest paid monthly by keeping a minimum daily balance of $1,000.
SENIOR BENEFIT
Advantage Checking 60
If you're a member age 60 or older, receive all of the Advantage Checking benefits for $6.00 a month.
Our Value Checking account is specifically designed for students and individuals looking for the advantages of a low cost checking account. Monthly service charges are waived for students.
Free Features & Services
Check Card
Online Banking
Unlimited Online Bill Pay
24 Hour Banking By Phone
Unlimited Check Writing
Terms & Costs
Minimum opening deposit of $25
Free with a minimum balance of $1,500 otherwise a $5.50 monthly fee
Our Regular Checking account provides all the amenities of Value Checking plus the added convenience of receiving copies of your check images with your monthly statement.
Free Features & Services
Check Card
Online Banking
Unlimited Online Bill Pay
24 Hour Banking By Phone
Unlimited Check Writing
More Features & Options
Check Images returned with monthly statements
Terms & Costs
Minimum opening deposit of $100
Free with a minimum balance of $600 otherwise a $12 monthly fee
If you are saving for the future or just want to earn interest on your money with easy access, maybe our money market account is the best fit for you.
Requirements
Minimum opening balance of $2500
You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card, or similar order (including POS transactions), made by the depositor and payable to third parties. Transfer and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
Benefits
With a minimum daily balance of $2500.00 no monthly service fee
Variable rate of interest paid monthly
Interest rate paid is based on account balance-tiered
Terms & Costs
No service charge unless balance falls below $2500. If balance falls below $2500, a statement cycle service fee of $15.00 will be imposed.
There will be a $1.00 activity fee for each withdrawal in excess of six during the statement cycle.
New baby on the way? Saving for your first car? It is hard to go wrong with a savings account.
Requirements
Minimum opening deposit of $25.00
You must maintain a minimum daily balance of $200.00 in the account each day to obtain the disclosed annual percentage yield (APY)
You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card, or similar order (including POS transactions), made by the depositor and payable to third parties. Transfer and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
Benefits
Variable rate of interest paid quarterly
Service fee is waived for seniors and minors
Terms & Costs
If the quarterly balance falls below $200 any day of the statement cycle a $2.00 service fee will be imposed.
An excessive activity fee of $1.00 will be charged for each withdrawal in excess of six during each statement cycle.
