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First Security State Bank Privacy Policy

FACTSWhat does First Security State Bank do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • credit history and overdraft history
  • payment history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First Security State Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDo We Share?Can you limit?
For our everyday business purposes:
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes:
to offer our products and services to you
No We Don't Share
For joint marketing with other financial companies: Yes No
For our affiliates' everyday business purposes:
information about your transactions and experiences
No We Don't Share
For our affiliates' everyday business purposes:
information about your creditworthiness
No We Don't Share
For nonaffiliates to market to you: No We Don't Share
Questions? Call 254-597-2286 or go to any First Security State Bank location or go to www.fssbtexas.com 
What we do
How does First Security State Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First Security State Bank collect my personal information? We collect your personal information, for example, when you:
  • apply for a loan or open an account
  • pay your bills or make deposits or withdrawals from your account
  • use your credit or debit card

We also collect your personal information from others, such as credit card bureaus, affiliates, or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions 
Affiliates Companies related by common ownership or control. They can be financial and non financial companies.
  • First Security State Bank has no Affiliates.
Non Affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • First Security State Bank does not share with non Affiliates so they can market to you.
Joint Marketing A formal agreement between non affiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include TIB-The Independent BankersBank.
Other Important Information

Notify us of Inaccurate Information We Report to Consumer Reporting Agencies.Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address: First Security State Bank, P O Box 87, Cranfills Gap TX 76637.

How to File a Complaint:First Security State Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking.Any Consumer wishing to file a complaint against First Security State Bank should contact the Texas Department of Banking through one of the means indicated below:

Texas Department of Banking
2601 North Lamar Boulevard
Suite 300
Austin, Texas 78705-4294
Toll Free: (877)276-5554
Fax No. (512) 475-1313
consumer.complaints@dob.texas.gov
http://www.dob.texas.gov

First Security State Bank also engages in the business of selling checks as an agent for a company licensed under the laws of the State of Texas and subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint concerning sale of checks activities should contact the Texas Department of Banking.