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Accounts

What account is in your best interest?

First Security State Bank has designed each account and service with you, the customer, in mind. However, we understand that each customer is different; therefore, we have many accounts to choose from. We are sure you will find the account that fits your needs.

 

Advantage Checking

Our Advantage Checking account is designed for individuals who want the most out of their checking account. Advantage Checking provides all the benefits of a checking account with the added security of Total Identity Monitoring and so much more.

Login to Member Benefits, click here.

SO MUCH MORE

  • Advantage Checking is so much more than a checking account, click here to learn more!

BENEFITS

  • No Minimum Balance Required
    Regardless of your balance, your Advantage checking account will not receive any additional monthly service charge. You pay the same amount every month ($9.00).
  • Unlimited Check Writing
    As a member of Advantage Checking, you may write as many checks as you want at no additional charge.
  • Personalized Checks
    Our standard basic checks will be provided to you at no charge designating you as an Advantage Checking member.
  • Safe Deposit Box Credit
    As an Advantage Checking member, you will receive a 10% discount on any size safe deposit box depending upon availability.
  • Cashier’s Checks
    When you need a cashier’s check, just ask us. We’ll issue up to 3 per month at no charge if you’re a member of Advantage Checking. Some restrictions may apply.

CONVENIENCE SERVICE

  • Online Banking
  • Bill Pay
  • 24 Hour Banking by Phone
  • CheckCard

INTEREST BENEFIT

  • Earns NOW Interest Rate
    Variable rate of interest paid monthly by keeping a minimum daily balance of $1,000.

SENIOR BENEFIT

  • Advantage Checking 60
    If you’re a member age 60 or older, receive all of the Advantage Checking benefits for $6.00 a month.

Value Checking

Our Value Checking account is specifically designed for students and individuals looking for the advantages of a low cost checking account. Monthly service charges are waived for students.

FEATURES & SERVICES

  • Check Card
  • Online Banking
  • Unlimited Online Bill Pay
  • 24 Hour Banking By Phone
  • Unlimited Check Writing

TERMS & COSTS

  • Minimum opening deposit of $25
  • No maintenance fee with a minimum balance of $1,500 otherwise a $7.50 monthly fee* or $5.50 monthly fee* if enrolled in E-Statements.
  • *Monthly fee waived for students

Regular Checking

Our Regular Checking account provides all the amenities of Value Checking plus the added convenience of receiving copies of your check images with your monthly statement.

FEATURES & SERVICES

  • Check Card
  • Online Banking
  • Unlimited Online Bill Pay
  • 24 Hour Banking By Phone
  • Unlimited Check Writing

MORE FEATURES & OPTIONS

  • Check Images returned with monthly statements

TERMS & COSTS

  • Minimum opening deposit of $100
  • No maintenance fee with a minimum balance of $600 otherwise a $12 monthly fee

Now Checking

Our NOW Checking account provides all the benefits of a checking account and earns interest.

FEATURES & SERVICES

  • Check Card
  • Online Banking
  • Unlimited Online Bill Pay
  • 24 Hour Banking By Phone
  • Unlimited Check Writing

MORE FEATURES & OPTIONS

  • Check Images returned with monthly statements
  • Earns NOW Interest rate
  • Variable rate of interest paid monthly by keeping a minimum daily balance of $1,000

TERMS & COSTS

  • Minimum opening deposit of $1,000
  • No maintenance fee with a minimum balance of $1,500 otherwise a $15 monthly fee

Side-by-Side Checking Comparison

Still not sure which account is best for you? Take a look at this side by side comparison.

BROCHURE

Banking Wise Plus

If you are saving for the future or just want to earn interest on your money with easy access, maybe our money market account is the best fit for you.

REQUIREMENTS

  • Minimum opening balance of $2500
  • You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card, or similar order (including POS transactions), made by the depositor and payable to third parties. Transfer and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

BENEFITS

  • With a minimum daily balance of $2500.00 no monthly service fee
  • Variable rate of interest paid monthly
  • Interest rate paid is based on account balance-tiered

TERMS & COSTS

  • No service charge unless balance falls below $2500. If balance falls below $2500, a statement cycle service fee of $15.00 will be imposed.
  • There will be a $1.00 activity fee for each withdrawal in excess of six during the statement cycle.

Savings

New baby on the way? Saving for your first car? It is hard to go wrong with a savings account.

REQUIREMENTS

  • Minimum opening deposit of $25.00
  • You must maintain a minimum daily balance of $200.00 in the account each day to obtain the disclosed annual percentage yield (APY)
  • You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card, or similar order (including POS transactions), made by the depositor and payable to third parties. Transfer and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

BENEFITS

  • Variable rate of interest paid quarterly
  • Service fee is waived for seniors and minors

TERMS & COSTS

  • If the quarterly balance falls below $200 any day of the statement cycle a $2.00 service fee will be imposed.
  • An excessive activity fee of $1.00 will be charged for each withdrawal in excess of six during each statement cycle.